How To Buy A House

How to use your side hustle money to buy a house.


Closing Costs For Buyer

In this video, I explain how to get your side hustle money included when you are trying to buy a house.

Any side hustle that is not a W2 hourly or salaried job such as Uber or Lyft, food delivery gigs like GrubHub or Door Dash, and any other service you provide like doing hair or catering, etc., where you are paid in cash or through an app normally cannot be counted as income when you are trying to buy a house.

Even with a 2-year history of successfully doing your side hustle, underwriters do not include this income because it is treated like self-employment income.

Usually the expenses associated with your side hustle are written off against the income you make.

This can be very disheartening when you are working hard to buy your own home. It’s easy to become frustrated and think you’re not making any progress and want to give up on your home ownership dream.

I go over how to keep up with your money and how to get credit for your side hustle income when it comes to getting a mortgage.

Buying A House In Nashville

In this video I go over the mindset you need to have when you are ready to buy a house.


Moving To Nashville

When you buying a house, especially in a fast market like we have here in Nashville, you need to have the correct mindset.

I go over what input you should seek from your parents, your friends, your family, and your coworkers.

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I also explain what you your mindset should be when you’ve decided that you’re ready to buy a house.

Everyone in your life is not going to be supportive of your decision to buy a house. You need to be able to recognize good advice vs bad advice. You should also consider the source of the advice, especially if it’s coming from someone who has never owned a home.